Category Archives: Long Term Care Insurance

The phrase, “long term care” is used to describe assistance with daily activities including: getting dressed, bathing, eating, moving from place to place, and using the bathroom. Long term care can take place at home, in an assisted living facility, in a nursing home, or in the community through special programs, but no matter how or where it takes place, it can be expensive.

Genworth’s 9th Annual Cost of Care Survey Shows Long Term Care In-Home Services Costs Rise in Hawaii

With more options, Hawaii residents are urged to plan for long term care needs. According to Genworth’s (NYSE: GNW) 2012 Cost of Care Survey, the cost to receive care in the home through home health aide services in Hawaii has risen over the past five years. Continue reading

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Filed under Long Term Care Insurance, Uncategorized

Women More Vulnerable to Economic Impact of Disability

The rate of disability among working women in the United States has grown almost twice as fast as the rate among working males during the past decade (over 60 percent and 32 percent, respectively), according to Social Security Administration data. … Continue reading

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Filed under Berkshire Life, Business Disability Insurance, Disability Insurance, Long Term Care Insurance

Listen Up Hawaii: Ignore Long-Term Care Planning at Your Peril

Check out this article that appeared in the NY Times: Ignore Long-Term Care Planning at Your Peril You may never need long term care, but if you do, you’ll know that you’re prepared for whatever life may bring. Most of … Continue reading

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Filed under Berkshire Life, Estate Planning, Guardian, Long Term Care Insurance, Retirement Planning, Uncategorized

The Things We Do for Love

We go to great lengths for our loved ones. We work hard to provide them with a life filled with happiness, comfort and opportunity. In fact, there’s almost nothing we wouldn’t do for our loved one. However, there’s an economic … Continue reading

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Filed under Life Insurance, Long Term Care Insurance

Top 10 Reasons to Buy a Long Term Care (LTC) Insurance Policy

Perhaps Dorothy, in “The Wizards of Oz”, said it best: There’s no place like home! That’s why many Hawaii residents who need LTC prefer to receive it in their own homes. The ability to live independently is critical to maintaining … Continue reading

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Filed under Estate Planning, Long Term Care Insurance, Retirement Planning

Before Retiring, Consider Ric Edelman’s Top 10 List

Last night on PBS Hawaii, I watched as Ric Edelman, a #1 New York Times best-selling author, shared key points on what we all need to know right now to, as he puts it, “RESCUE YOUR RETIREMENT”. Edelman points out … Continue reading

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Filed under Annuities, Life Insurance, Long Term Care Insurance, retirement distribution planning