Category Archives: Disability Insurance

Personal Disability Insurance

Your organization’s group disability insurance may not be enough to cover your expenses throughout a long-term disability. In fact, if you’re highly compensated, it’s likely that your group disability benefit does not provide an adequate level of income protection. Learn how how individual disability insurance can help protect your income when a disabling illness or injury keeps you out of work.

Chances are, if you’re injured or too sick to work, you’re living on less and contributing little or nothing to your retirement fund. Find out how you can help protect your retirement-plan contributions-as well as those made by your employer-during a total disability.

Business Disability Insurance

If you own or manage a business, you know your day-to-day involvement is vital to its success. An illness or injury could jeopardize your organization’s success and threaten your financial security. Protect your income, protect your key employees’ income and protect the business itself from the financial effects of disability.

Take a look at the coverage we offer to keep your business up and running even if you’re not.

Women More Vulnerable to Economic Impact of Disability

The rate of disability among working women in the United States has grown almost twice as fast as the rate among working males during the past decade (over 60 percent and 32 percent, respectively), according to Social Security Administration data. … Continue reading

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Filed under Berkshire Life, Business Disability Insurance, Disability Insurance, Long Term Care Insurance

Life Insurance Awareness Month is the Ideal Time for an Insurance Review

About LIFE The Life and Health Insurance Foundation for Education (LIFE) is a nonprofit organization dedicated to helping consumers make smart insurance decisions to safeguard their families’ financial futures. LIFE was founded in 1994 in response to the public’s growing … Continue reading

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Filed under Disability Insurance, Life Insurance, Uncategorized

“What is Your Greatest Asset?”

Without hesitation, many people believe that their greatest asset is their home, or their retirement savings. Neither is correct. To be clear, your greatest asset is your ability to earn an income, that is, to make money and bring home … Continue reading

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Filed under Business Disability Insurance, Disability Insurance, Estate Planning, Guardian, Life Insurance, Retirement Planning, Uncategorized

Is Your Paycheck Protected?

While most people don’t think twice about insuring their cars and homes, they often leave one of their most important assets unprotected—their paychecks. Working Americans rely heavily on their paychecks to support their families and to fund their everyday living … Continue reading

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Filed under Business Disability Insurance, Disability Insurance