Category Archives: Annuities
You Do It For L-O-V-E
What do love and life insurance have in common? More than you might realize. The main reason you buy life insurance is because you love someone. Think of it as the ultimate act of selfless love. Life insurance isn’t glamorous … Continue reading
The Wheeler Group Participates in First-ever Personal Finance Expo in Honolulu
Over this past weekend, we at The Wheeler Group LLC participated in the first-ever Personal Finance Expo here in Honolulu. The nonprofit Hawaii Council on Economic Education and the Hawaii Event Group hosted this well-received event. The two-day expo took … Continue reading
Before Retiring, Consider Ric Edelman’s Top 10 List
Last night on PBS Hawaii, I watched as Ric Edelman, a #1 New York Times best-selling author, shared key points on what we all need to know right now to, as he puts it, “RESCUE YOUR RETIREMENT”. Edelman points out … Continue reading
The Less Taxing Roth IRA
“A Roth IRA is an Individual Retirement Account that provides tax-free growth. As a result, it’s the simplest – and potentially the most effective – sheltered account imaginable.” -Moneychimp.com Considering the Roth IRA is a way to totally avoid paying … Continue reading
Filed under Annuities, Investments/Savings
The Benefits of an Annuity
Annuities have always been a desirable retirement vehicle. Because of the ever-present fear of outliving their money, retirees have turned to annuities because of their promise to provide “an income that you cannot outlive.” However, annuities have many other benefits … Continue reading
Filed under Annuities
Differences Between Annuities and Life Insurance
Simply put, life insurance protects against dying too soon, while annuities provide against living too long. [Preface: As insurance and financial planning professionals, we are required and mandated by Hawaii state law to go through 20 hours of continuing education … Continue reading
Filed under Annuities, Life Insurance
Putting On Your Oxygen Mask First: A Child’s Education
Borrowing from the airplane analogy of, “Putting On Your Oxygen Mask First”, I’m applying it to saving for your child’s education. One of my clients recently asked me whether they should focus on financing their child’s education now and worry … Continue reading
Filed under Annuities, Investments/Savings, Life Insurance
High Expenses Involved in Mutual Fund Investing
Every mutual fund has expenses and can have a negative effect on your returns. If you’re like me, and the rest of the stock market investors who have lost (on paper at least) vast sums due to the market’s downturn, … Continue reading
Filed under Annuities, Investments/Savings
Be Like the Babe!
From 1924 to 1930, Harry Heilmann worked in the off-baseball season as a licensed insurance agent. He was a star baseball player with the Detroit Tigers and was the Batting champion four times with them. As a result he became … Continue reading
Filed under Annuities, Investments/Savings
Time is Money. Why Lose Either One?
When does -30 + 43 = 0? When it involves placing your hard earned retirement dollars directly into the stock market. If you LOST 30% this year, it would take a 43% GAIN next year just to get you back … Continue reading
Filed under Annuities, Investments/Savings
![Almost Like Another Planet... Pamukkale Blues (UNESCO World Heritage) [Explore #1, THANK YOU]](http://static.flickr.com/7079/7209710670_f67079c754_t.jpg "Almost Like Another Planet... Pamukkale Blues (UNESCO World Heritage) [Explore #1, THANK YOU]")
